Skip to content

Lending APR on Monad

Every money market on Monad, ranked live by net APR.

Lending markets pay you interest on assets you supply (USDC, AUSD, WMON, WBTC, WETH, MON LSTs). The rate is set by demand from borrowers and adjusts in real time. Some markets layer a Merkl / protocol-revenue boost on top of the lending interest.

This page tracks every supply-side market across the major Monad money-market protocols: Aave (the largest DeFi money market, live on Monad), Morpho Blue (curated vaults), Curvance (multi-collateral markets), Neverland (Monad-native lending), Euler V2 (modular vaults), Folks Finance (xchain), and Monad-native vaults like Sherpa Earn and MU Digital. Net APR shown combines the base lending yield with reward / boost programs.

Risk score (out of 10) factors in protocol audits, asset tier, yield sustainability, and pool depth, so a 12% sustainable USDC lending market ranks above a 60% emissions-driven one with thin TVL. Click any row to deposit on the protocol's own site.

USD₮0
Folks FinanceLending
48.73%
$145.57K
AUSD
TownSQLending
44.10%
$584
EDGE UltraYield USDC
GearboxLending
13.59%
$509.60K
AUSDEVK Vault eAUSD-11New
EulerLending
11.88%
$23.21K
USDCHyperithm USDC ApexNew
MorphoLending
11.68%
$45.21M
USDCWMON / USDCNew
CurvanceLending
11.13%
$38.32K
USDCEVK Vault eUSDC-12New
EulerLending
10.60%
$54.37K
AUSDSteakhouse High Yield AUSDNew
MorphoLending
10.55%
$13.06K
AUSDSteakhouse High Yield AUSDNew
MorphoLending
10.53%
$196.61K
WMONshMON / WMONNew
CurvanceLending
10.49%
$25.99K
WMONsMON / WMONNew
CurvanceLending
10.34%
$17.10K
USDCClearstar Earn USDCNew
EulerLending
9.67%
$1.64M
USDCSteakhouse High Yield USDCNew
MorphoLending
9.01%
$11.90K
USDCSaturn USDCNew
MorphoLending
8.19%
$5.32M
earnAUSD on NeverlandMerkl campaign
NeverlandLending
8.03%
$395.02K
WMONK3 Capital Earn WMONNew
EulerLending
7.46%
$32.65K
AUSDsyzUSD / AUSDNew
CurvanceLending
7.04%
$111.67K
USDCsavUSD / USDCNew
CurvanceLending
6.48%
$512.76K
AUSDsavUSD / AUSDNew
CurvanceLending
6.48%
$1.32M
USDCAugust USDC V2New
MorphoLending
6.19%
$5.24M
AUSDearnAUSD / AUSDNew
CurvanceLending
5.95%
$208.85K
AUSDEVK Vault eAUSD-20New
EulerLending
5.93%
$1.81M
AUSDClearstar Accountable AUSDNew
MorphoLending
5.78%
$1.72M
AUSDEVK Vault eAUSD-16New
EulerLending
5.75%
$1.02M
AUSDK3 Capital Earn AUSDNew
EulerLending
5.68%
$38.84M
AUSDYZM / AUSDNew
CurvanceLending
5.49%
$52.27K
AUSDvUSD / AUSDNew
CurvanceLending
5.40%
$766.26K
AUSDGrove x Steakhouse High Yield AUSDNew
MorphoLending
5.21%
$399.35K
AUSD on NeverlandMerkl campaign
NeverlandLending
5.00%
$1.25M
AUSDClearstar Earn AUSDNew
EulerLending
4.97%
$50.48K
AUSDWMON / AUSDNew
CurvanceLending
4.59%
$27.36K
USDCEVK Vault eUSDC-15New
EulerLending
4.55%
$291.26K
USDCSteakhouse High Yield USDCNew
MorphoLending
3.93%
$222.48K
USDCUnified Labs USDC RWANew
MorphoLending
3.82%
$100.48K
MON
TownSQLending
3.49%
$48.83K
USDC
TownSQLending
3.25%
$9.15K
WETHSteakhouse Prime ETHNew
MorphoLending
3.14%
$34.93M
WMON
TownSQLending
3.05%
$3.96K
MON
Folks FinanceLending
3.00%
$7.97K
USDCNew
AaveLending
2.92%
$14.47M
cbBTCHyperithm cbBTC ApexNew
MorphoLending
2.91%
$5.49M
USDT0New
AaveLending
2.70%
$21.40M
USD1
TownSQLending
2.68%
$99.50K
AUSDNew
AaveLending
2.36%
$1.21M
AUSD on NeverlandMerkl campaign
NeverlandLending
2.00%
$1.98M
USDT0 on NeverlandMerkl campaign
NeverlandLending
2.00%
$4.35M
USDC on NeverlandMerkl campaign
NeverlandLending
2.00%
$5.23M
USDC
K613Lending
1.73%
$6.90K
USDT0Steakhouse High Yield USDT0New
MorphoLending
1.69%
$2.54K
WETHEVK Vault eWETH-3New
EulerLending
1.62%
$4.59M
USDT0
TownSQLending
1.59%
$17.16K
EDGE UltraYield AUSD
GearboxLending
1.59%
$60.35K
WETHK3 Capital Earn WETHNew
EulerLending
1.57%
$47.69M
USDT0Steakhouse High Yield USDT0New
MorphoLending
1.52%
$61.06K
GHONew
AaveLending
1.40%
$4.68M
WETHEVK Vault eWETH-7New
EulerLending
1.36%
$2.51M
Magma MON
GearboxLending
1.22%
$7.65K
WETHNew
AaveLending
1.16%
$5.04M
USDT0
K613Lending
1.03%
$5.99K
PT-AUSD-8OCT2026 on NeverlandMerkl campaign
NeverlandLending
0.98%
$2.12M
WMONWMON / USDCNew
CurvanceLending
0.84%
$331.05K
mUSDNew
AaveLending
0.80%
$2.78M
WETHEVK Vault eWETH-2New
EulerLending
0.66%
$421.30K
AUSD
K613Lending
0.62%
$16.04K
WMONWMON / AUSDNew
CurvanceLending
0.42%
$232.65K
USD1Steakhouse High Yield USD1New
MorphoLending
0.31%
$4.53K
USDeNew
AaveLending
0.20%
$12.03M
WBTCWBTC / USDCNew
CurvanceLending
0.06%
$26.17K
WETHezETH / WETHNew
CurvanceLending
0.03%
$204.44K
cbBTCEVK Vault ecbBTC-4New
EulerLending
0.01%
$1.24M
ENZOBTC
TownSQLending
0.00%
$60.32M
eBTCeBTC / WBTCNew
CurvanceLending
0.00%
$34.57M
WBTC
Folks FinanceLending
0.00%
$10.77K
loAZNDloAZND / AUSDNew
CurvanceLending
0.00%
$13.59K
savUSDsavUSD / AUSDNew
CurvanceLending
0.00%
$17.21M
YZMYZM / AUSDNew
CurvanceLending
0.00%
$841.21K
vUSDvUSD / AUSDNew
CurvanceLending
0.00%
$36.10M
earnAUSDearnAUSD / AUSDNew
CurvanceLending
0.00%
$3.01M
savUSDsavUSD / USDCNew
CurvanceLending
0.00%
$6.09M
syzUSDsyzUSD / AUSDNew
CurvanceLending
0.00%
$1.30M
ezETHezETH / WETHNew
CurvanceLending
0.00%
$21.53K
cbBTCNew
AaveLending
0.00%
$1.29M
muBONDmuBOND / AUSDNew
CurvanceLending
0.00%
$24.44K
sUSDeNew
AaveLending
0.00%
$633.31K
syrupUSDCNew
AaveLending
0.00%
$192.46M
weETHNew
AaveLending
0.00%
$5.18M
wstETHNew
AaveLending
0.00%
$10.52M
yzPrimeEVK Vault eyzPrime-1New
EulerLending
0.00%
$4.10M
FXRPEVK Vault eFXRP-1New
EulerLending
0.00%
$4.00M
PT-AUSD-8OCT2026EVK Vault ePT-AUSD-8OCT2026-2New
EulerLending
0.00%
$41.98M
wstETHEVK Vault ewstETH-2New
EulerLending
0.00%
$36.83M
weETHEVK Vault eweETH-2New
EulerLending
0.00%
$11.82M
wstETHEVK Vault ewstETH-1New
EulerLending
0.00%
$451.93K
vUSDEVK Vault evUSD-2New
EulerLending
0.00%
$68.34M
PT-AUSD-8OCT2026EVK Vault ePT-AUSD-8OCT2026-1New
EulerLending
0.00%
$255.24K
aHyperBTCEVK Vault eaHyperBTC-1New
EulerLending
0.00%
$64.36K
Kintsu MON
GearboxLending
0.00%
$213

Want to filter further by APR, TVL, risk score, or specific protocols?

Open the full pool browser →